Getting a mortgage in Canada is the key to purchasing your own home, and with mortgage sales up by 33%, it seems that everyone is jumping on this train. However, the increased mortgage sales also mean that it’s getting harder
How can a second mortgage help your credit? Homeownership is a dream for many and a lot of Canadians make this dream a reality. There are tons of benefits to owning a home, or any kind of real estate for
Mortgage Refinancing: What to know. The coronavirus pandemic affected everyone in different ways. Nationwide shutdowns forced people out of the workforce for various reasons. This left many Canadians struggling to make ends meet. According to a recent study, mortgage refinancing
There are a number of reasons why home buyers turn to alternative mortgage lenders. As the requirements to receive a home loan become more strict, people are finding it difficult to buy a home with help from their bank. If
Do you want or need to renew your mortgage early? When you get a home equity loan or mortgage, it’s expected for you to pay it by the end of the term. However, emergency expenses may force you to use
Private mortgage lenders vs banks: What’s the difference? When you’re buying a new home, you have to think about a lot of things. What neighborhood do you want to move to? How big of a home do you need? What
How to obtain a commercial mortgage to buy a commercial property. Are you looking to get into commercial real estate? Once you find the perfect property, the next step is to get a commercial mortgage. What if you already own
A guide to homeowner debt consolidation in Canada: Having bad credit can make it hard for you to take out loans. Fortunately, there are other options for you to choose from. Homeowner debt consolidation is the easiest and fastest way
As a homeowner, it’s important to know the difference between a home equity line of credit vs Cash Out Refinance. Owning your own home can be very rewarding in several different ways. The reassurance of coming home to the same
How Do You Get Approved for a Mortgage When You Are Self-Employed? Can you own a house if you are self-employed? Mortgage lenders don’t worry about where your money comes from. They just want to know that you can reasonably
The number of Canadians considering debt consolidation and seeking financial advice is on the rise. In Canada, personal debt has long been an issue for many. Before the Coronavirus pandemic threw the lives and financial security of countless people into turmoil,
Secured vs unsecured line of credit: What’s the difference? If you’re looking to take out a loan, you may be stumbling upon all kinds of new terms you haven’t yet heard of. For example, what are the differences between unsecured