Mortgage Solutions

skipping mortgage payment

Mortgage Payments Deferral: Can I Skip Mortgage Payments?

In times of financial uncertainty or unexpected hardships, the prospect of deferring mortgage payments can offer much-needed relief. However, before considering this option, you must grasp the implications, requirements, and potential consequences. This blog examines the idea of mortgage payment

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What Credit History Do I Need for a Mortgage?

What Credit History Do I Need for a Mortgage?

Getting a mortgage in Canada is the key to purchasing your own home, and with mortgage sales up by 33%, it seems that everyone is jumping on this train. However, the increased mortgage sales also mean that it’s getting harder

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Rental Property Mortgages

Rental Property Mortgages: What You Need to Know

Owning a rental property is a very popular investment strategy for earning additional income, but it’s not without its share of complexities. Liability, finding a responsible tenant, and property management are just a few of the burdens that property owners

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What Is a Variable-Rate Mortgage?

What Is a Variable Rate Mortgage?

Are you trying to get your head around what a variable-rate mortgage is? When looking at getting a mortgage, it can be difficult to make sense of all of the technical jargon that lenders use. The difficulty starts with having

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What Is a Fixed Rate Mortgage?

What Is a Fixed Rate Mortgage?

So, what is a fixed-rate mortgage? Any time you’re looking to purchase a new home or refinance your home, it’s important to know all of your options so that you can make the decision that’s right for you. Having a clear

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Am I Eligible For A Mortgage Deferral Because of Covid 19?

A Guide to Mortgage Deferrals Canada – Covid-19

Am I Eligible For A Mortgage Deferral Because of Covid 19? Frustrated Canadians looking for Covid 19 mortgage relief or coronavirus mortgage deferrals are facing delays and denials from Canada’s big banks. The big banks have been flooded with calls

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New Mortgage Rules – The Stress Test

New Mortgage Rules – The Stress Test

Mortgage Stress Test – Not All Mortgages Are Subject to a Test Canada has some of the strictest mortgage lending rules around, and they’ve become increasingly strict since 2008 when a global financial crisis was precipitated in the United States.

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