by Paul Tsigaris | Oct 18, 2024 | Mortgage Renewals, Mortgage Advice, Mortgage Broker
Yes, you can renew your mortgage with bad credit in Canada. Banks are not required to renew you, but alternative lenders, B lenders, and private mortgage lenders approve renewals based on home equity instead of credit score. Homeowners can qualify with no income or...
by Paul Tsigaris | Oct 16, 2024 | Mortgage Broker, Mortgage Advice
Understanding your financial health is important for making informed decisions about loans, mortgages, and long-term investments. One of the most critical indicators to identify the health of your financial situation is the Debt-to-Income (DTI) ratio. Whether you’re...
by Paul Tsigaris | Oct 15, 2024 | Property Taxes
Falling behind on your property taxes is more common than most homeowners realize, and it is also more solvable than it feels in the moment. This guide explains what property tax arrears are, exactly what happens in Ontario if they go unpaid, and — most importantly —...
by Paul Tsigaris | Oct 9, 2024 | Home Equity Loans
A blanket mortgage is a type of mortgage financing that covers more than one property with a single loan. It’s a powerful tool for Canadian real estate investors and homeowners who are looking to simplify their lending process while maximizing their investment...
by Paul Tsigaris | Oct 9, 2024 | Stop Foreclosure, Mortgage Advice
Calgary Foreclosures: How to Save Your HomeForeclosure pressure has been building across Alberta. Nationally, CMHC reports the 90-plus-day mortgage arrears rate rose to 0.24% by the end of 2025, and Alberta typically runs above the national average because of its...
