Case Studies

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Case Study 1: How John Saved His Home and His Business After an Unexpected Health

John, a 48-year-old small business owner and father of three.

Case Study 2: How Sarah Consolidated High-Interest Debt and Regained Financial Freedom

Sarah, a single mother with two teenage kids, struggled with high-interest credit card debt...

Case Study 3: How Michael and Linda Avoided a Tax Sale with a Home Equity Line of Credit

Michael and Linda, a retired couple with limited fixed income.

Case 4: How James Used a Home Equity Loan to Kickstart His Small Business Dream

James, an aspiring entrepreneur who dreamed of opening his own landscaping business.

Case Study 5: How Maria Prevented Foreclosure and Boosted Her Credit with a Flexible Mortgage Solution

Maria, a single mother working two jobs, faced financial hardship after an illness...

Case Study 6: How Lisa Used a HELOC to Pay for Her Daughter’s University Tuition

Lisa, a dedicated single mom whose daughter received acceptance to a prestigious university.

Case Study 7: How Marcus Used a Home Equity Loan to Pay Off CRA Debt & Avoid Penalties

Marcus, a self-employed consultant who fell behind on his taxes.

Case Study 8: How Samantha & Joe Secured a Second Mortgage to Renovate Their Home for Accessibility

Samantha and Joe, a couple in their 60s, who wanted to renovate their home for accessibility...

Case Study 9: How Raj Avoided a Tax Sale & Rebuilt His Credit

Raj, a new homeowner who was overwhelmed by unexpected property tax costs....

Case Study 10: How Amy Found Financial Relief After Divorce with a HELOC

Amy, a recently divorced mother adjusting to a single income.

Case Study 1: “How John Saved His Home and His Business After an Unexpected Health Crisis”

Personal Background and Challenges

  • Client: John, a 48-year-old small business owner and father of three.
  • The Challenge: After a sudden health crisis put John out of work for several months, his bills began piling up. With his business on hold, he missed mortgage payments, and foreclosure was looming. John was overwhelmed, fearing for his home and the business he had built from the ground up.

Solution by Turnedaway.ca

  • Service Used: Home Equity Loan
  • Details: Turnedaway.ca quickly arranged a loan based on John’s home equity, deferring payments for the first three months to help him recover. The loan was structured to allow smaller payments upfront, giving him time to get back on his feet and revive his business.

The Impact

  • Financial Outcome: John caught up on his mortgage and used the extra funds to sustain his business through the health setback.
  • Personal Relief: “Turnedaway.ca gave me the second chance I needed. I kept my home, my business, and the peace of mind that my family was secure.”

Are you facing a setback?  Contact us to learn how our flexible solutions can give you the support you need.

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Case Study 2: “How Sarah Consolidated High-Interest Debt and Regained Financial Freedom”

Personal Background and Challenges

  • Client: Sarah, a single mother with two teenage kids, struggled with high-interest credit card debt after an emergency home repair drained her savings.
  • The Challenge: Sarah’s monthly payments were barely covering the interest, and her stress was mounting. She feared she’d never be able to pay off her debt and was missing out on things she wanted to provide for her children.

Solution by Turnedaway.ca

  • Service Used: Debt Consolidation Loan
  • Details: Turnedaway.ca worked with Sarah to consolidate her high-interest debts into a single, low-interest home equity loan. This allowed her to combine all payments into one affordable monthly payment, drastically reducing her financial stress.

The Impact

  • Financial Outcome: Sarah reduced her monthly payments by 30% and could finally see a clear path to becoming debt-free.
  • Personal Relief: “Thanks to Turnedaway.ca, I can breathe easier and focus on the future. I feel like I’ve taken back control over my finances.”

Struggling with high-interest debt? Let us help you take control. Contact us for a free consultation.

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Case Study 3: “How Michael and Linda Avoided a Tax Sale with a Home Equity Line of Credit”

Personal Background and Challenges

  • Clients: Michael and Linda, a retired couple with limited fixed income.
  • The Challenge: Michael and Linda fell behind on their property taxes due to unforeseen medical expenses. With penalties mounting, they received a tax sale notice, and they risked losing the home they had lived in for 30 years.

Solution by Turnedaway.ca

  • Service Used: Home Equity Line of Credit (HELOC)
  • Details: Understanding the urgency of their situation, Turnedaway.ca arranged a HELOC for the couple. This flexible credit line allowed them to cover their tax arrears immediately and only draw what they needed when they needed it.

The Impact

  • Financial Outcome: Michael and Linda paid off their tax debt and had funds available for future needs, easing their financial burden significantly.
  • Personal Relief: “Turnedaway.ca saved our home and our peace of mind. We feel secure knowing we have a safety net for emergencies.”

Facing tax issues? Find out how a HELOC can work for you. Call us today.

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Case Study 4: “How James Used a Home Equity Loan to Kickstart His Small Business Dream”

Personal Background and Challenges

  • Client: James, an aspiring entrepreneur who dreamed of opening his own landscaping business.
  • The Challenge: Lacking capital and with no loan approval from traditional banks, James felt stuck in his current job, unable to take the leap toward his dream.

Solution by Turnedaway.ca

  • Service Used: Home Equity Loan for Business Financing
  • Details: After assessing James’s home equity, Turnedaway.ca secured a loan that provided him with enough capital to buy equipment, rent a small office space, and fund initial marketing efforts.

The Impact

  • Financial Outcome: With the new funds, James launched his business and saw immediate growth.
  • Personal Relief: “Turnedaway.ca empowered me to follow my dream. My business is thriving, and I finally feel in control of my future.”

Have a dream but need financing? We can help you get started. Contact us to learn more.

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Case Study 5: “How Maria Prevented Foreclosure and Boosted Her Credit with a Flexible Mortgage Solution”

Personal Background and Challenges

  • Client: Maria, a single mother working two jobs, faced financial hardship after an illness and missed several mortgage payments.
  • The Challenge: Maria received a foreclosure notice and was worried about losing the home she and her son loved. Traditional lenders turned her away due to her recent financial issues.

Solution by Turnedaway.ca

  • Service Used: Home Equity Loan with Pre-Paid Mortgage Option
  • Details: Turnedaway.ca provided Maria with a home equity loan that covered her missed payments and prepaid her mortgage for six months, giving her time to stabilize financially. The flexible terms also allowed her to start repairing her credit.

The Impact

  • Financial Outcome: Maria saved her home, restored her credit, and regained control over her finances.
  • Personal Relief: “Turnedaway.ca treated me like a person, not just a number. They gave me and my son a fresh start.”

Don’t wait until it’s too late. Learn how we can help you with flexible mortgage solutions.

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Case Study 6: “How Lisa Used a HELOC to Pay for Her Daughter’s University Tuition”

Personal Background and Challenges

  • Client: Lisa, a dedicated single mom whose daughter received acceptance to a prestigious university.
  • The Challenge: Although thrilled, Lisa faced difficulty covering the high tuition fees, as her savings had gone toward other family expenses. She didn’t want her daughter to take on student loans, hoping to help her start her career debt-free.

Solution by Turnedaway.ca

  • Service Used: Home Equity Line of Credit (HELOC)
  • Details: Turnedaway.ca worked with Lisa to secure a HELOC, giving her a flexible credit line that allowed her to cover her daughter’s tuition fees each semester, only drawing what she needed to avoid unnecessary interest.

The Impact

  • Financial Outcome: Lisa managed to cover tuition without financial strain, and her daughter began school debt-free.
  • Personal Relief: “I wanted to give my daughter the best start possible. Turnedaway.ca made that dream a reality without us going into heavy debt.”

Have educational expenses to cover? We can help make it easier. Contact us to learn more.

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Case Study 7: “How Marcus Used a Home Equity Loan to Pay Off CRA Debt and Avoid Penalties”

Personal Background and Challenges

  • Client: Marcus, a self-employed consultant who fell behind on his taxes.
  • The Challenge: After a few challenging years, Marcus owed a significant amount in taxes and was at risk of incurring penalties from the CRA. The pressure affected his mental well-being and his ability to focus on growing his business.

Solution by Turnedaway.ca

  • Service Used: Home Equity Loan for Debt Consolidation
  • Details: Turnedaway.ca helped Marcus secure a home equity loan to pay off his CRA debt immediately, avoiding further penalties. The loan’s low interest allowed Marcus to manage payments comfortably.

The Impact

  • Financial Outcome: Marcus resolved his tax debt, eliminating ongoing penalties and high-interest charges.
  • Personal Relief: “Turnedaway.ca gave me a lifeline. I was finally able to get my finances back on track and focus on my business without CRA breathing down my neck.”

Facing CRA debt? Contact us to see how our solutions can help you take control.

Apply Now

Case Study 8: “How Samantha and Joe Secured a Second Mortgage to Renovate Their Home for Accessibility”

Personal Background and Challenges

  • Clients: Samantha and Joe, a couple in their 60s, who wanted to renovate their home for accessibility due to Joe’s mobility issues.
  • The Challenge: The renovations were costly, and their current savings couldn’t cover the upgrades. Traditional lenders didn’t offer solutions that met their needs.

Solution by Turnedaway.ca

  • Service Used: Second Mortgage
  • Details: Turnedaway.ca helped Samantha and Joe obtain a second mortgage specifically for accessibility upgrades. This allowed them to make changes like installing ramps, widening doorways, and adding safety features throughout their home.

The Impact

  • Financial Outcome: The couple could make their home safe and accessible without tapping into retirement savings.
  • Personal Relief: “With Turnedaway.ca’s help, we turned our home into a space we can live in comfortably as we age. It’s made such a difference in our lives.”

Need funds for home renovations? Contact us to see how a second mortgage could work for you.

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Case Study 9: “How Raj Avoided a Tax Sale and Rebuilt His Credit”

Personal Background and Challenges

  • Client: Raj, a new homeowner who was overwhelmed by unexpected property tax costs and struggled with a low credit score.
  • The Challenge: Raj missed several property tax payments, and a tax sale notice was imminent. Traditional lenders turned him down, citing his low credit score, leaving him feeling trapped and afraid of losing his home.

Solution by Turnedaway.ca

  • Client: Raj, a new homeowner who was overwhelmed by unexpected property tax costs and struggled with a low credit score.
  • The Challenge: Raj missed several property tax payments, and a tax sale notice was imminent. Traditional lenders turned him down, citing his low credit score, leaving him feeling trapped and afraid of losing his home.

The Impact

  • Financial Outcome: Raj paid off his tax debt and avoided losing his home. Within a year, his credit score improved significantly.
  • Personal Relief: “Turnedaway.ca didn’t just save my home; they gave me a second chance to improve my credit and manage my finances.”

Don’t let tax issues risk your home. Talk to us to see how we can help you secure your future.

Apply Now

Case Study 10: “How Amy Found Financial Relief After Divorce with a HELOC”

Personal Background and Challenges

  • Client: Amy, a recently divorced mother adjusting to a single income.
  • The Challenge: Amy struggled to balance household expenses and cover legal fees from her divorce. She needed a way to secure additional funds without overwhelming herself with high monthly payments.

Solution by Turnedaway.ca

  • Service Used: HELOC for Flexible Funding
  • Details: Turnedaway.ca helped Amy establish a HELOC, giving her access to funds as she needed them. The flexible payment structure allowed her to only pay interest on what she borrowed, providing financial relief while she adjusted to her new budget.

The Impact

  • Financial Outcome: Amy gained financial flexibility and avoided the need for high-interest loans. She managed household expenses and legal fees while comfortably adjusting to her new financial reality.
  • Personal Relief: “Turnedaway.ca gave me breathing room when I needed it most. I feel empowered and ready to move forward with confidence.”

Facing financial strain after a major life change? Contact us to learn how a HELOC can provide you with stability and peace of mind.

Apply Now