What is home refinancing?

The ability to refinance your home with the bank is becoming more difficult. Most major lending institutions have adopted strict policies with respects to who they qualify for home refinancing. Aggressive restrictions have been placed on clients who do not meet strict income, credit and job stability guidelines. Additionally, even if you have been approved the amount you are able to leverage is generally restricted to 65% with an 80% maximum.

If your application for home refinance has been turned away by the bank or another mortgage lender don’t panic there are options. We’ve been helping clients achieve their home refinance goals for over 30 years. Our relationships in the mortgage industry are unparalleled which means our clients get the best rates with the most flexible terms.

While being turned away from a bank can hurt your ego, it does not mean that you are destitute or alone. These days banks are rejecting almost as many clients as they are approving. Having said that there are a number of lenders who are looking to fill the void and approve any application that makes sense and that’s where we come in. We make sense of every client’s situation to make sure that your application is well received by the lenders and that you get the best approval you are entitled to.

If you are looking for home refinancing options to consolidate debt, renovate your home or just leverage some extra money we can help. Let us do the work while you sit back and relax.