About Collection Agency Debt
Have you been turned away by your bank because of unpaid collection items? In this day and age almost anyone can find themselves overwhelmed by debt. Receiving letters and phone calls from collection agencies can be taxing but there is nothing more stressful than reaching out to your bank for help and being turned away.
While most major banks loathe the idea of helping a client who is in collections or has unpaid collection items on their credit report there are a growing number of lenders that can accept that a client has fallen on hard times. We have been working with these types of lenders and even enlightening them that a blemish on a credit report should not define a client or be the reason an application is accepted or declined.
The truth is bad credit is usually the result of someone experiencing a difficult time in their life and given the opportunity, they will fix it as fast as they can. Nobody arbitrarily decides they don’t want to pay their bills, rather it is a direct result of misfortune such as illness, job loss or a lay off.
If you want to alleviate collection calls, avoid legal action or just want to get your credit back on track we can help! No matter how bad your credit is or how many items you have in collections we can leverage the money to help get your creditors off your back and will even negotiate to get the best settlement possible. We represent your best interests, not the interests of your creditors or the collection agencies calling on their behalf.
We’ve helped a lot of people. See what they have to say!
Marilyn & Bob T
We can’t thank you enough for all your help with our mortgage. We were skeptical about filling out an online application but we had tried several banks and due to our credit, couldn’t find anyone to help us. Getting a call within 15 minutes of submitting our application to go over the application put my mind at ease but my husband and I were both shocked to receive a call the same day with an approval. We are still amazed at everything you did considering how difficult the banks made our situation sound. Again, from the bottom of our hearts thank you so much!
Marilyn & Bob T, Whitby Ontario.
Dave & Sharon S
My wife and I felt completely lost and didn’t know where to go after being declined by our bank of 18 years. We were so relieved once you advised us there are still lenders that value a mortgage based on merits other than just your credit rating. We had never missed a payment on our mortgage for 18 years and to hear our bank say they couldn’t help us even though we owed virtually nothing on our home was heartbreaking. We couldn’t be more grateful that you helped out two complete strangers when nobody else would.
Dave & Sharon S, Ottawa Ontario
I can’t put into words how greatful I am to you regarding coordinating all of the activities in seeing my new mortgage go through. There are several reasons for the appreciation from my side but most importantly it will allow my daughter to continue to grow up in a home and neighborhood that she has identified as being very important to her.
I owned a home for almost 15 years and faithfully renewed at my bank every 5 years. About 14 years into my mortgage my job was terminated and I was forced to rely on credit cards to keep things going. Fortunately I found work after 7 long months but by then my credit had deteriorated and my bank wouldn’t help. I called turnedaway.ca after hearing one of their radio ads and I am glad I did. They bailed me out of a bad financial situation, got rid of all my credit card debt and got me down to one manageable mortgage payment.
John C, Toronto Ontario.