Have you been turned away by your bank because of unpaid collection items? In this day and age, almost anyone can find themselves overwhelmed by debt. Receiving letters and phone calls from collection agencies can be taxing but there is nothing more stressful than reaching out to your bank for help and being turned away.
While most major banks loathe the idea of helping a client who is in collections or has unpaid collection items on their credit report there are a growing number of lenders that can accept that a client has fallen on hard times. We have been working with these types of lenders and even enlightening them that a blemish on a credit report should not define a client or be the reason an application is accepted or declined.
The truth is bad credit is usually the result of someone experiencing a difficult time in their lives and given the opportunity, they will fix it as fast as they can. Nobody arbitrarily decides they don’t want to pay their bills, rather it is a direct result of misfortune such as illness, job loss, or a layoff.
If you want to alleviate collection calls, avoid legal action, or just want to get your credit back on track we can help! No matter how bad your credit is or how many items you have in collections we can leverage the money to help get your creditors off your back and will even negotiate to get the best settlement possible. We represent your best interests, not the interests of your creditors or the collection agencies calling on their behalf.
We can’t thank you enough for all your help with our mortgage. We were skeptical about filling out an online application but we had tried several banks and due to our credit, couldn’t find anyone to help us. Getting a call within 15 minutes of submitting our application to go over the application put my mind at ease but my husband and I were both shocked to receive a call the same day with an approval. We are still amazed at everything you did considering how difficult the banks made our situation sound. Again, from the bottom of our hearts thank you so much!
Marilyn & Bob T, Whitby Ontario