Turned Down by the Bank? We've Said Yes for 20 Years.
TurnedAway.ca helps Canadian homeowners who have been turned away by the banks or who are struggling to meet their financial obligations. When the answer everywhere else is no, we look at your home's equity first.
Apply NowA Career Spent on Both Sides of the Debt Problem
With 30 years in credit and lending, I have seen the debt problem from every angle. I began my career at Equifax, one of Canada's largest collection and credit reporting companies, managing portfolios for major banks and credit card companies. The work was demanding, and the constant pressure to collect from families already in distress wore on me.
Day after day, I watched the same cycle. Payments simply moved money around without ever fixing the underlying problem. Collecting did almost nothing to help people actually recover. That was the moment I decided there had to be a better way.
Everything changed when I met a mortgage broker who showed me another approach: using home equity to consolidate debt, even for people with serious credit and income challenges. It worked where the banks said no, and where high interest finance companies only made things worse. I left collections to learn the craft properly, training under one of Canada's highest volume mortgage brokers.
I founded TurnedAway.ca to do one thing well: help homeowners eliminate debt, repair their credit, and get back on stable ground. My mentor passed away nearly a decade ago, but his standards still guide how we treat every client. We lead with honesty, we explain everything in plain language, and we never take advantage of people when they are at their most vulnerable.
Authority Without Preying on People
The people who come to us are often at the hardest point of their financial lives. That is exactly when honesty matters most. We will never push you into more than your home can safely support, which is why we cap every loan at 80 percent of your home's value with no exceptions.
Our job is not just to fund a loan. It is to build you an exit strategy, help you rehabilitate your credit, and move you back toward traditional bank financing when you are ready.
Every borrower in Canada has rights. Learn more about yours at the Financial Consumer Agency of Canada.
One of Canada's Largest Alternative Networks
Because we are not tied to a single lender, we shop your file across a wide network to find the right fit for your situation and your long term goals. Our access includes:
Explore Our Solutions
Let's Find Your Path Forward
Every situation is unique, and every file is reviewed personally. The fastest way to see your options is to apply online.
Apply Now