What Credit History Do I Need for a Mortgage?
March 11, 2022Getting a mortgage in Canada is the key to purchasing your own home, and with mortgage sales up by 33%, it seems that everyone is jumping on this train. However, the increased mortgage sales also mean that it’s getting harder...
How Can A Second Mortgage Help Your Credit?
June 30, 2021How can a second mortgage help your credit? Homeownership is a dream for many and a lot of Canadians make this dream a reality. There are tons of benefits to owning a home, or any kind of real estate for...
Mortgage Refinancing: What to Know
June 29, 2021Mortgage Refinancing: What to know. The coronavirus pandemic affected everyone in different ways. Nationwide shutdowns forced people out of the workforce for various reasons. This left many Canadians struggling to make ends meet. According to a recent study, mortgage refinancing...
Reasons Why Home Buyers Turn to Alternative Mortgage Lenders
June 29, 2021There are a number of reasons why home buyers turn to alternative mortgage lenders. As the requirements to receive a home loan become more strict, people are finding it difficult to buy a home with help from their bank. If...
Mortgage Penalty: How Early Can You Renew Your Mortgage?
June 29, 2021Do you want or need to renew your mortgage early? When you get a home equity loan or mortgage, it’s expected for you to pay it by the end of the term. However, emergency expenses may force you to use...
Private Mortgage Lenders vs. Banks: What’s the Difference?
June 29, 2021Private mortgage lenders vs banks: What’s the difference? When you’re buying a new home, you have to think about a lot of things. What neighborhood do you want to move to? How big of a home do you need? What...
How to Obtain a Commercial Mortgage to Buy Commercial Property
June 29, 2021How to obtain a commercial mortgage to buy a commercial property. Are you looking to get into commercial real estate? Once you find the perfect property, the next step is to get a commercial mortgage. What if you already own...
A Guide to Homeowner Debt Consolidation in Canada
June 29, 2021A guide to homeowner debt consolidation in Canada: Having bad credit can make it hard for you to take out loans. Fortunately, there are other options for you to choose from. Homeowner debt consolidation is the easiest and fastest way...
Home Equity Line of Credit vs Cash Out Refinance
June 29, 2021As a homeowner, it’s important to know the difference between a home equity line of credit vs Cash Out Refinance. Owning your own home can be very rewarding in several different ways. The reassurance of coming home to the same...
How To Get Approved for a Mortgage When Self-Employed
June 29, 2021How Do You Get Approved for a Mortgage When You Are Self-Employed? Can you own a house if you are self-employed? Mortgage lenders don’t worry about where your money comes from. They just want to know that you can reasonably...