The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
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Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
7 Tips for Securing a Home Equity Line of Credit with Bad Credit
Trying to secure a home equity line of credit with bad credit can feel daunting, especially if your credit score isn't exactly sparkling. But don't lose heart! Even with bad credit, there are paths forward to help you unlock the financial flexibility that a HELOC...
CRA Lien: How to Settle Revenue Canada Liens with Home Equity
How to Remove a CRA Lien Using Home Equity A CRA lien on your home can stop you in your tracks: it blocks refinancing, complicates a sale, and signals that the Canada Revenue Agency has a secured claim on your property. If you are a Canadian homeowner facing one, you...
Effective Ways to Pay Off CRA Debt Using Home Equity
Are you grappling with debt owed to the Canada Revenue Agency? Ignoring CRA debt can trigger serious consequences, from interest that compounds daily to a lien on your property or a freeze on your bank account. But there is a practical solution that may be sitting...
Alternative Financing Options for Homeowners with Bad Credit
Exploring your financing options as a homeowner with bad credit can feel daunting. However, traditional banks aren't your only resort when it comes to securing funds for home improvements or purchasing a new property. In today's market, various alternative financing...
When Can You Consolidate Debt into Mortgage?
One question homeowners ask a lot is: when can you consolidate debt into mortgage. It's no secret that being a homeowner comes with financial responsibilities, but the survey sheds light on specific challenges that existing homeowners are currently facing. One of the...
Debt Consolidation Mortgages: A Lifeline for Those with Bad Credit
Debt consolidation mortgages offer a beacon of hope for those grappling with the weight of multiple high-interest debts, especially if they have less-than-stellar credit. Essentially, this financial strategy involves combining various debts—be it credit card bills,...
4 Essential Tips to Prevent Bankruptcy in Canada
Navigating through financial troubles can often feel like steering through a storm. In Canada, where economic fluctuations can be unpredictable, managing debt effectively is crucial to maintaining one's financial health. Before opting for bankruptcy—a choice that...
Simplifying Debt Consolidation in Canada: A Complete Guide for Homeowners
Navigating through the complexities of debt can be daunting, especially when you're juggling multiple payments with high interest rates. Debt consolidation is a strategic approach to simplify your financial obligations and potentially reduce the total interest paid....
Debt Consolidation Mortgage Options: Comparing Banks vs Private Lenders
Debt consolidation is a strategic approach to managing multiple debts by combining them into a single loan, typically through a mortgage. When considering debt consolidation mortgage options, borrowers often compare offerings from traditional banks and private...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074