The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
Browse by Topic
Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
Navigating Property Tax Hurdles with Home Equity Solutions
Are you feeling overwhelmed by property tax bills? You're not alone. Many homeowners in Canada find themselves in a tough spot when it comes to paying property taxes. But don't worry, there's a solution! Home equity financing could be your lifesaver. Let's dive into...
Consumer Proposal vs Debt Consolidation: Which Is Right for You?
Many individuals find themselves facing the daunting challenge of managing overwhelming debt. Fortunately, there are options available to help alleviate financial strain and pave the way towards a debt-free future. Two popular strategies for debt management are...
How to secure a Home Equity Loan with No Income?
If you own a home in Ontario, a home equity loan with no income is often within reach, because approval is based primarily on the equity in your property rather than a paystub. Many homeowners face financial challenges without traditional income, whether due to...
Does Debt Consolidation Help Your Credit Score?
Managing debt is often a top priority for individuals striving to achieve financial stability and freedom. Debt consolidation is a strategy that many turn to in order to streamline their debt repayment process and potentially improve their financial standing. However,...
How a Home Equity Loan Can Kickstart Your Investment Portfolio
Dreaming of building wealth for a comfortable future? You might be sitting on a goldmine without even knowing it – your home! Yes, your house can be more than just a place to live; it can be a key to growing your wealth. Let’s dive into how a home equity loan or a...
Second Mortgage vs. Home Equity Loan: Are They Same?
Homeowners weighing a second mortgage vs home equity loan usually want to settle one question first: are these the same product, or two different things? Here is the short answer, plus how to tell which one fits your situation. If you already know you want to borrow...
Can I Get Debt Consolidation Loan Despite Bad Credit?
How to Refinance Your Mortgage with Bad Credit?
In Canada, mortgage refinance is a straightforward process, offering homeowners the chance to secure better terms and save money. However, for those with less than perfect credit, navigating this financial terrain can seem like an uphill battle. While it may present...
Maximize Home Equity Loan Despite High Loan-to-Value Ratio
A home equity loan can be a powerful financial tool, letting homeowners leverage the equity they have built for almost any purpose. The loan-to-value (LTV) ratio plays a central role in determining how much you can borrow. If you are looking for a high loan to value...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074