The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
Browse by Topic
Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
Alberta Bad Credit Mortgages: How Existing Homeowners Get Approved When Banks Say No
Alberta Bad Credit Mortgages: You did the hard part—you bought a home in Alberta. Then life happened. Maybe a job loss, a health issue, higher costs, or a business downturn. A few late payments turned into collections. Your credit score slipped. Now your bank is...
Missed Mortgage Payment Canada: Consequences & Action Plan
Imagine waking up one morning to realize you forgot to make your mortgage payment. It’s only one month — but soon you receive another call, a notice, maybe even a late fee. In Canada, missed mortgage payments are one of the fastest ways to trigger serious...
Poor Credit Home Equity Lenders Canada: How to Unlock Your Equity
Poor credit home equity lenders are in high demand. Did you know that Canadian homeowners extracted nearly $89 billion in equity in 2017 alone, through refinancing and home-equity lines of credit? That number shows how powerful home equity can be. By working with poor...
Hard Money Farm Loans Canada: A Complete Walk-Through
Imagine you found the perfect 120-acre parcel of farmland just outside the GTA, but the traditional farm financing won’t approve you because your credit is challenged, or the land isn’t currently producing income. You need fast capital, flexible terms, and someone who...
Second Mortgage Lenders: How to Get the Best Approvals
When rising expenses, credit card balances, or renovation costs start to pile up, many Canadian homeowners turn to second mortgages to regain financial control. But understanding how to get the best approval, and from which second mortgage lenders in Canada, is the...
Second Mortgage Toronto: The Ultimate Guide to Unlocking Home Equity
Second mortgage Toronto is one of the fastest growing search terms on google. Imagine you’re a homeowner in Toronto with years of equity built up in your property. If you are considering a second mortgage Toronto, this guide is for you. Perhaps you initially bought at...
Second Mortgage Ontario: How to Secure the Best Approval
“I needed extra capital for renovations, but the bank said no, so I researched "second mortgage Ontario" and found Turnedaway.ca. They arranged financing quick with a great rate and helped me with my property tax arrears and gave me a plan to repair my credit. They...
2nd Mortgage Loan Rates in Canada: Everything You Need to Know
Introduction: Why More Canadians Are Turning to 2nd Mortgages 2nd mortgage loan rates is one of the fastest growing searches on google in Canada. For many Canadian homeowners, financial stress isn’t just about making the mortgage payment. It’s about juggling rising...
2nd Mortgage Explained: Pros, Cons, & Best Canadian Lenders
For many Canadian homeowners, rising living costs and high interest debt create financial pressure. According to Statistics Canada, household debt now exceeds 180% of disposable income, meaning many families owe almost twice what they earn in a year. In this...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074