by Paul Tsigaris | Oct 28, 2019 | HELOC
HELOC Rule Changes Have Not Made it Easier to Tap into Your Home Equity Over the last year, it’s become harder for Canadians to tap into their home equity. New mortgage rules, combined with higher interest rates, have made borrowing against home equity tougher. Many...
by Paul Tsigaris | Oct 23, 2019 | Alternative Mortgage Lenders
The Secret to Easy Home Loans – is Alternative Lenders If you’ve been turned away for a mortgage you know how tough it can be to get a home loan today. Many Canadians find it harder to qualify for loans because major bank’s are conducting stress...
by Paul Tsigaris | Oct 16, 2019 | Debt Consolidation, Bad Credit Mortgage
Are You a Homeowner with Bad Credit Who has Been Turned Away for a Debt Consolidation Loan? For most people, there’s a pretty good chance that debt has been a problem at one time or another. Debt impacts so many people and homeowners are no exemption from this. No...
by Paul Tsigaris | Oct 9, 2019 | Home Equity Loans
Do Banks Offer Bad Credit Home Equity Loans? Yes — some do! While many major banks have tightened their lending requirements under Canada’s new mortgage rules, there are still lenders willing to work with homeowners who have bruised or bad credit. If you’re...
by Paul Tsigaris | Oct 3, 2019 | Mortgage Stress Test
Mortgage Stress Test – Not All Mortgages Are Subject to a Test Canada has some of the strictest mortgage lending rules around, and they’ve become increasingly strict since 2008 when a global financial crisis was precipitated in the United States. Over the course...
