The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
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Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
What to Do If You’re Behind and have Property Tax Arrears
Property Tax Loan Options — What Do I Have? If you have fallen behind on your taxes, understanding your property tax loan options early is the best way to protect your home. Owning a home comes with costs that are easy to overlook, and one of the most common is...
Home Equity Loans with No Credit Check
Searching for home equity loans with no credit check usually means one thing: you have bad or bruised credit and you are worried your score will get you declined. Here is the reassuring part, and the honest part. You can absolutely get approved on your equity even...
What Is a Home Equity Loan? A Canadian Guide
It is frustrating when your bank will not help — especially when you have equity in your home and approval seems like it should be straightforward. So what exactly is a home equity loan, and how can you use your equity when the bank says no? This guide explains what a...
Mortgage Broker Tips – What Can A Broker Offer?
What can a mortgage broker offer that your bank can't? If you've had a long relationship with your bank, it's normal to want to get your mortgage there. You trust your bank, you know your bank and you feel comfortable asking your bank for things. So what happens when...
Debt Consolidation – How It Can Work For You
Debt Consolidation Can Free You From High-Interest Debt! Getting a personal loan to consolidate your debt is a great idea. Lines of credit, HELOCs (home equity lines of credit), and consumer proposals can all achieve debt consolidation for you. A balance transfer of...
Self-Employed Mortgage Drawbacks – What You Can Do
Self-Employed AND having trouble finding a mortgage lender - you're not alone Self-employed life certainly has its perks but also has its disadvantages. Buying a home (or refinancing your mortgage) can very quickly highlight the disadvantages of self-generated...
How to Save Your Home from a Foreclosure or Power of Sale!
Saving your home from a Foreclosure or Power of Sale Knowing how to save your home from foreclosure or power of sale is not something that most people are not familiar with. Most people don’t even understand how they find themselves in the position, let alone how to...
Mortgage Brokers Are More Flexible Than Your Bank
Looking for flexibility with your next mortgage? You might need to enter the world of mortgage brokers to get the flexibility you need... When it comes to a new mortgage or home equity loan - your bank is not the easiest nut to crack. If you're looking for financing,...
Revenue Canada Lien Basics – How Are Home Liens Paid Out?
How to Pay Out a Revenue Canada Lien A tax lien is never welcome. If you have carried significant Canada Revenue Agency debt for a long time without paying it, a Revenue Canada lien may be unavoidable. The government prefers not to take legal action, but an ignored...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074