The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
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Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
Facing Foreclosure? Here’s How You Can Save Your Home in Ontario
The Reality of Facing Foreclosure in Ontario Imagine this: You’ve been making mortgage payments for years, but due to unexpected financial hardship—job loss, illness, or rising costs—you’ve fallen behind. You receive a Notice of Default from your lender, and suddenly,...
Does Foreclosure Affect Your Credit Score? How to Recover & Rebuild
The Long-Term Impact of Foreclosure on Your Credit Imagine you’ve spent years building your financial future, diligently making mortgage payments. But then, life happens—unexpected job loss, medical emergencies, or rising interest rates—and suddenly, you’ve fallen...
Your Guide to Finding the Right Mortgage Broker for Your Needs
Did you know that mortgage brokers can help homeowners save thousands of dollars by securing the best rates and terms? Whether you’re buying your first home, refinancing, or navigating a challenging financial situation, the right mortgage broker can make a significant...
Why Looking for a Mortgage Broker Near Me Isn’t the Best Solution
Many homeowners and potential buyers make the mistake of searching for a “mortgage broker near me” when they begin their mortgage journey. While proximity can feel like a key factor, it isn’t always the best approach when choosing a broker. The truth is that the ideal...
How to Determine Your Home’s Equity and Why It Matters for Your Financial Future
Introduction Did you know that, on average, homeowners who pay down their mortgage build thousands of dollars in home equity over time? Whether you're considering selling your home, refinancing, or tapping into your home’s value for other financial goals,...
How HELOCs Can Unlock Financial Flexibility
Introduction Did you know that homeowners in Canada have access to an untapped financial resource that could help with home improvements, debt consolidation, or even large life expenses? It's called a Home Equity Line of Credit (HELOC), and it’s one of the most...
Home Equity 101: How to Calculate, Understand, and Use Your Home’s Value
Introduction Home equity is a powerful tool that many homeowners overlook. Did you know that the average Canadian homeowner gained over $20,000 in home equity last year due to property value increases? Whether you are thinking about refinancing, taking out a home...
Debt Consolidation in Canada: Is Home Equity Financing the Right Solution?
Understanding HELOCs in Ontario: Your Ultimate Guide to Home Equity Lines of Credit
Looking for a guide to home equity lines of credit? Look no further! Did you know that Ontario homeowners collectively owe over $170 billion in home equity lines of credit (HELOCs) alone? If you're a homeowner in Ontario, a HELOC might offer you an opportunity...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074