The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
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Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
Dealing with High Interest Debt? How Home Equity Loans Can Offer Relief
"High interest debt can feel like you're running on a treadmill at full speed and getting nowhere fast." This sentiment is shared by millions of Canadians who find themselves shackled by credit card bills, personal loans, or other forms of high-interest debt. It’s...
How Bad Credit Lenders in Calgary Offer a Second Chance for Borrowers
Have you ever felt like your credit score haunts you at every financial turn? You’re not alone in this journey! Many folks in Calgary are in the same boat, dealing with the burden of bad credit. But good news is, there are Bad credit lenders in Calgary who offers...
How Will Canadian Home Sales Rebound Impact Prices?
The Canadian real estate market is buzzing with anticipation. A powerful rebound in home sales is predicted to take hold in 2024, sparking a discussion on what this means for prices. With sales set to rise, what are the implications for homeowners, buyers, and...
Getting a Loan During a Consumer Proposal: A Homeowner’s Guide
What Dropping Interest Rates Mean for Canadians: Saving, Spending, and Refinancing
Dropping interest rates offer new opportunities to refinance, consolidate debt, or access home equity at lower costs. Whether you’re carrying high-interest credit card balances or looking to reduce your monthly payments, falling rates can offer a much-needed financial reset. Here’s what declining interest rates could mean for your mortgage strategy—and how to take advantage before the market shifts again.
Interest Rate Relief: Options for Canadians to Ease Financial Pressure
With rising interest rates, many Canadians are feeling the financial squeeze. A Yahoo Canada/Maru poll reveals that a quarter of respondents are “not coping well” with current interest rates, and for homeowners with mortgages, this pressure can be even more intense....
When Should You Choose B Lender Over Traditional Lender?
Can you Renew Your Mortgage with Bad Credit?
Worried about renewing your mortgage with bad credit? You’re not alone. Many Canadians face this challenge—but the good news is, renewal is still possible. Whether you’ve missed payments, carry high debt, or your credit score has taken a hit, there are lenders who specialize in helping homeowners like you. Here’s what you need to know about renewing your mortgage with bad credit—and how to prepare for the best possible outcome.
Debt-to-Income (DTI) Ratio: What It Is and Why It Matters
Understanding your financial health is important for making informed decisions about loans, mortgages, and long-term investments. One of the most critical indicators to identify the health of your financial situation is the Debt-to-Income (DTI) ratio. Whether you’re...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074