by Paul Tsigaris | Jun 10, 2025 | Mortgage Advice, Home Equity Loans, Mortgage Arrears, Private Mortgage, Stop Foreclosure
Every year, thousands of Canadian homeowners face the possibility of foreclosure or power of sale due to unexpected financial challenges. While Canada’s national mortgage arrears rate remains below 0.20%, that statistic doesn’t tell the full story for homeowners...
by Paul Tsigaris | Jun 4, 2025 | Bad Credit Mortgage, Debt Consolidation, HELOC, Home Equity Loans
Being declined by TD Bank or any other major financial institution for a mortgage refinance or a home equity line of credit (HELOC) can feel like a setback—especially if you’ve been a loyal customer. Many homeowners are shocked when their refinancing application...
by Paul Tsigaris | May 22, 2025 | Home Equity Loans
Being denied by RBC (Royal Bank of Canada) can come as a shock—especially when you’ve built a strong relationship with the bank. Your mortgage, chequing account, and credit cards are all with them, so when it came time to refinance your mortgage or access a home...
by Paul Tsigaris | Apr 15, 2025 | Home Equity Loans
Power of sale. Three words you never want to hear as a homeowner. Unfortunately, keeping up with your mortgage payment can be a very difficult task. Unexpected expenses like automotive repairs, sudden injuries, or changes in work circumstances can prevent borrowers...
by Paul Tsigaris | Apr 15, 2025 | Home Equity Loans
Why Home Equity Financing Matters For many homeowners, their home is their largest financial asset. But did you know that the equity in your home can be a powerful tool to help you manage debt, finance major expenses, or invest in your future? In Canada, homeowners...
by Paul Tsigaris | Apr 15, 2025 | Home Equity Loans, Property Taxes
Behind on Property Taxes? It might feel like a minor issue at first—until the city starts adding penalties, sends collection notices, or places a lien on your home. If you’re receiving letters from the municipality or you’re worried about losing your home,...
