by Paul Tsigaris | Aug 11, 2025 | Home Equity Loans
Is it possible to get a HELOC with no income? While challenging, it is possible if you work with the right mortgage broker. Many Canadians believe getting a Home Equity Line of Credit (HELOC) without traditional income documentation is impossible. But if you’re...
by Paul Tsigaris | Jul 22, 2025 | CRA Debt Relief, Home Equity Loans
Introduction: Facing a Lien on Your Home? If you’re a Canadian homeowner struggling with a CRA lien, you’re not alone. Thousands of Canadians find themselves blindsided by Revenue Canada registering a lien against their property due to unpaid taxes. Whether it’s...
by Paul Tsigaris | Jun 19, 2025 | Home Equity Loans
AI powered mortgages for bad credit are no longer just a concept—they’re a real, growing solution for Canadians who don’t meet traditional lending criteria. While these technologies were once limited to A-lenders and prime borrowers, AI is now making serious...
by Paul Tsigaris | Jun 10, 2025 | Mortgage Advice, Home Equity Loans, Mortgage Arrears, Private Mortgage, Stop Foreclosure
Every year, thousands of Canadian homeowners face the possibility of foreclosure or power of sale due to unexpected financial challenges. While Canada’s national mortgage arrears rate remains below 0.20%, that statistic doesn’t tell the full story for homeowners...
by Paul Tsigaris | Jun 4, 2025 | Bad Credit Mortgage, Debt Consolidation, HELOC, Home Equity Loans
Being declined by TD Bank or any other major financial institution for a mortgage refinance or a home equity line of credit (HELOC) can feel like a setback—especially if you’ve been a loyal customer. Many homeowners are shocked when their refinancing application...
by Paul Tsigaris | May 22, 2025 | Home Equity Loans
Being denied by RBC (Royal Bank of Canada) can come as a shock—especially when you’ve built a strong relationship with the bank. Your mortgage, chequing account, and credit cards are all with them, so when it came time to refinance your mortgage or access a home...
