bad credit

Does Debt Consolidation Help Your Credit Score

Does Debt Consolidation Help Your Credit Score?

Managing debt is often a top priority for individuals striving to achieve financial stability and freedom. Debt consolidation is a strategy that many turn to in order to streamline their debt repayment process and potentially improve their financial standing. However, a common

Read More »
Refinance Your Mortgage with Bad Credit

How to Refinance Your Mortgage with Bad Credit?

In Canada, mortgage refinance is a straightforward process, offering homeowners the chance to secure better terms and save money. However, for those with less than perfect credit, navigating this financial terrain can seem like an uphill battle. While it may present challenges,

Read More »
How to Get a Bad Credit Home Equity Loan?

How to Get a Bad Credit Home Equity Loan?

As a homeowner, there seems to always be something that needs fixing, replacing, or updating. Sometimes these things occur gradually, giving you the ability to save money to cover the cost. Other times, they happen without warning. When it happens

Read More »
What is a Bad Credit Score in Canada?

What is a Bad Credit Score in Canada?

A bad credit score in Canada isn’t defined by one thing.  Almost 10% of Canadians are falling behind on bills. When you start falling behind on bills, your credit drops. For every dollar spent, Canadians owe $1.77. The only way to alleviate

Read More »
How To Get Approved For a Loan With Bad Credit

How To Get Approved For a Loan With Bad Credit

Getting approved for a loan with bad credit isn’t as difficult as most people think. Bad credit generally means that you have long overdue unpaid debts. Or, you have the habit of not paying your bills or mortgages on time.

Read More »