The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
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Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
Power of Sale: What it is, and how to Avoid it
Power of sale. Three words you never want to hear as a homeowner. Unfortunately, keeping up with your mortgage payment can be a very difficult task. Unexpected expenses like automotive repairs, sudden injuries, or changes in work circumstances can prevent borrowers...
Rental Property Mortgages: What You Need to Know
Owning a rental property is a very popular investment strategy for earning additional income, but it's not without its share of complexities. Liability, finding a responsible tenant, and property management are just a few of the burdens that property owners must take...
Home Equity Loan for the Unemployed in Canada
Can you get a home equity loan for the unemployed in Canada? If you own your home and have built up equity, yes — being out of work does not automatically disqualify you. Banks lean heavily on employment and verifiable income, so a job loss usually means a decline...
List of Alternative Mortgage Lenders Canada
There are currently over 4 million residential mortgages in Canada, with millions of residents paying off their homes in different ways. The way you finance your mortgage might not be the same as your neighbor's. For obvious reasons, it all depends on your job,...
Mortgage Renewal: Does It Happen Automatically?
Before your mortgage is paid off, you'll likely need it renewed at least once. This is common practice for home buyers, but it can be a difficult space to navigate. One of the most common questions we get about mortgage renewals is: does it happen automatically? The...
What Type of Mortgage Is Best for an Investment Property?
Real estate is considered to be one of the best investments you can make. After all, an investment property is a great way to generate passive income and build long-term wealth. But, what type of mortgage is best for an investment property? While you may be interested...
What Makes You a High Risk Borrower?
Securing a mortgage can be tough if lenders consider you to be a high-risk borrower. Fortunately, there are several high-risk lenders out there who can work with you to realize your dream. But, the main hurdle is finding a suitable lender offering high-risk mortgage...
What if I Can’t Pay For Property Taxes?
A property owner in Ontario needs to pay property taxes - taxes that are used mainly for public education, local police, libraries, and firefighting. Your municipality will mail you a tax bill every year for every property that you own in Ontario. How much you need to...
What Is a Variable Rate Mortgage?
Are you trying to get your head around what a variable-rate mortgage is? When looking at getting a mortgage, it can be difficult to make sense of all of the technical jargon that lenders use. The difficulty starts with having to work through the math of different...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074