Power of sale. Three words you never want to hear as a homeowner. Unfortunately, keeping up with your mortgage payment can be a very difficult task. Unexpected expenses like automotive repairs, sudden injuries, or changes in work circumstances can prevent borrowers...
Home equity financing allows Canadian homeowners to unlock the value in their homes to consolidate debt, cover major expenses, or stop foreclosure. With over $4 trillion in home equity across the country, this guide breaks down how home equity loans, HELOCs, and refinancing work—plus when to use them, how to qualify, and what to watch out for. Learn how to turn your home’s equity into a flexible financial solution.
Behind on your property taxes in Ontario? Don’t wait for the city to act. Learn how to stop a tax sale, avoid penalties, and use your home equity to regain control—before it’s too late
Missing a mortgage payment can feel overwhelming, but it doesn’t have to lead to foreclosure. Whether it’s due to job loss, illness, or rising living costs, many Canadians fall behind at some point. The key is acting quickly and knowing your options. In this guide, we’ll explain what happens if you miss a mortgage payment in Canada, the impact on your credit, and how to get back on track—before things spiral.
The Reality of Facing Foreclosure in Ontario Imagine this: You’ve been making mortgage payments for years, but due to unexpected financial hardship—job loss, illness, or rising costs—you’ve fallen behind. You receive a Notice of Default from your lender, and suddenly,...
The Long-Term Impact of Foreclosure on Your Credit Imagine you’ve spent years building your financial future, diligently making mortgage payments. But then, life happens—unexpected job loss, medical emergencies, or rising interest rates—and suddenly, you’ve fallen...
Introduction Did you know that mortgage brokers can help homeowners save thousands of dollars by securing the best rates and terms? Whether you’re buying your first home, refinancing, or navigating a challenging financial situation, the right mortgage broker can make...
Introduction Many homeowners and potential buyers make the mistake of searching for a “mortgage broker near me” when they begin their mortgage journey. While proximity can feel like a key factor, it isn’t always the best approach when choosing a broker. The truth is...
Introduction Did you know that, on average, homeowners who pay down their mortgage build thousands of dollars in home equity over time? Whether you're considering selling your home, refinancing, or tapping into your home’s value for other financial goals,...
Introduction Did you know that homeowners in Canada have access to an untapped financial resource that could help with home improvements, debt consolidation, or even large life expenses? It's called a Home Equity Line of Credit (HELOC), and it’s one of the most...
Power of sale. Three words you never want to hear as a homeowner. Unfortunately, keeping up with your mortgage payment can be a very difficult task. Unexpected expenses like automotive repairs, sudden injuries, or changes in work circumstances can prevent borrowers...
Why Home Equity Financing Matters For many homeowners, their home is their largest financial asset. But did you know that the equity in your home can be a powerful tool to help you manage debt, finance major expenses, or invest in your future? In Canada, homeowners...
Behind on Property Taxes? It might feel like a minor issue at first—until the city starts adding penalties, sends collection notices, or places a lien on your home. If you’re receiving letters from the municipality or you're worried about losing your home, you’re not...