The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
Browse by Topic
Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
Home Equity Line of Credit for People With Bad Credit
Do you want to know how to Get a Home Equity Line of Credit for People with Bad Credit? One of the greatest financial resources available to you is your house. It’s one of the most expensive assets that you own. And, if you’ve been making regular payments on your...
New HELOC Rules Make it Harder to Tap Home Equity
HELOC Rule Changes Have Not Made it Easier to Tap into Your Home Equity Over the last year, it’s become harder for Canadians to tap into their home equity. New mortgage rules, combined with higher interest rates, have made borrowing against home equity tougher. Many...
Easy Home Loans at TurnedAway.ca
The Secret to Easy Home Loans - is Alternative Lenders If you've been turned away for a mortgage you know how tough it can be to get a home loan today. Many Canadians find it harder to qualify for loans because major bank's are conducting stress tests on mortgage...
Debt Consolidation Loans for Homeowners with Bad Credit
Are You a Homeowner with Bad Credit Who has Been Turned Away for a Debt Consolidation Loan? For most people, there’s a pretty good chance that debt has been a problem at one time or another. Debt impacts so many people and homeowners are no exemption from this. No...
Do Banks Offer Bad Credit Home Equity Loans?
Do banks that offer bad credit home equity loans actually exist in Canada? Some do — just not the ones you would expect. The big banks have tightened their rules and usually decline homeowners with bruised credit, but there are niche lenders who will still work with...
New Mortgage Rules – The Stress Test
Mortgage Stress Test - Not All Mortgages Are Subject to a Test Canada has some of the strictest mortgage lending rules around, and they’ve become increasingly strict since 2008 when a global financial crisis was precipitated in the United States. Over the course of...
Power of Sale Ontario – Understanding Your Options
Ontario Power of Sale Rules - Get Help Now! Power of sale Ontario is a growing search trend on Google and it is a sign of tough economic times. A power of sale occurs when a homeowner fails to meet their mortgage obligations. Your mortgage obligations are outlined in...
Guaranteed Home Equity Loan for Bad Credit – the 411
How do I Get a Guaranteed Home Equity Loan for Bad Credit? Chances are, the asset that has the greatest value in your financial portfolio - is your home. If you've been paying a mortgage down for years and the market in your area has shifted, you may have accumulated...
Revenue Canada Debt – What To Do if You Owe
Do You Owe Revenue Canada Money? Owing money is never fun but there may be no worse feeling than when you owe Revenue Canada (also known as Canada Revenue Agency or CRA for short). Tax debt often comes as one big debt due within 30 days. If you can't repay it fast...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074