Private mortgage lenders vs banks: What's the difference? When you're buying a new home, you have to think about a lot of things. What neighborhood do you want to move to? How big of a home do you need? What style of house do you want? Once you finally find the home...
How to obtain a commercial mortgage to buy a commercial property. Are you looking to get into commercial real estate? Once you find the perfect property, the next step is to get a commercial mortgage. What if you already own commercial property? Can you take out a...
As a homeowner, it's important to know the difference between a home equity line of credit vs Cash Out Refinance. Owning your own home can be very rewarding in several different ways. The reassurance of coming home to the same place year after year. We can invest our...
How Do You Get Approved for a Mortgage When You Are Self-Employed? Can you own a house if you are self-employed? Mortgage lenders don't worry about where your money comes from. They just want to know that you can reasonably pay your mortgage payments on time. More...
The number of Canadians considering debt consolidation and seeking financial advice is on the rise. In Canada, personal debt has long been an issue for many. Before the Coronavirus pandemic threw the lives and financial security of countless people into turmoil, a...
Will high-risk mortgage lenders work with bad credit? Unfortunately, your credit score can play a large role in your life. Having a poor credit score can prove to be an obstacle that is considerably difficult to overcome. This is especially true when looking to...
In the following article, we'll be exploring the question, how does a home equity line of credit work? The acronym HELOC stands for a home equity line of credit. These financial instruments can be useful to homeowners who don't have emergency funds to handle key...
As a homeowner, there seems to always be something that needs fixing, replacing, or updating. Sometimes these things occur gradually, giving you the ability to save money to cover the cost. Other times, they happen without warning. When it happens without warning it...
Foreclosure is every homeowner's worst nightmare. Nearly five million Canadians have mortgages. 12,000 Canadians have mortgages in arrears, opening the possibility of foreclosure. It is important to understand your rights in foreclosure or power of sale. Failing to...
What questions should you ask a mortgage broker? Let's explore together. Did you know that over three million Canadians have a mortgage? If you’re interested in a mortgage loan, but don’t know where to start, don’t panic. There are professionally licensed individuals...
Artificial intelligence (AI) is reshaping industries and changing how we work. A recent report by the World Economic Forum predicts that by 2025, AI could displace over 85 million jobs globally. While AI creates new opportunities, it also brings uncertainty,...
Home equity loans in Canada are becoming an increasingly popular solution for homeowners looking for financial flexibility, especially as an alternative to traditional mortgage refinancing. In 2025, the Canadian housing market is undergoing substantial shifts that are...
Did you know that almost half of Canadians are just $200 away from financial hardship if faced with an unexpected expense? For many people, especially those on tight budgets, building an emergency fund might feel like an impossible task. However, even small,...