The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
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Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
Home Equity Loan in Whitby, Ontario: How to Qualify
Looking for a home equity loan in Whitby? If you own a home in Whitby or anywhere in Durham Region and have built up equity, you can borrow against it — even if your bank has said no. With a home equity loan, approval rests on the equity in your home, not on a perfect...
Home Equity Loan Canada: How to Qualify With Bad Credit
A home equity loan Canada homeowners can actually qualify for often comes down to equity, not credit. Has your bank turned you down? If you have equity in your home, you can still borrow against it — to pay off debt, make repairs, or handle a tax bill — even with bad...
Power of Sale – Don’t Lose Your Home – You Have Options!
Stop Power of Sale - Help is Available! When you own your home, one of the scariest things that can happen Is to have someone threaten to take it away. If you fall behind on your mortgage payments, though, that’s exactly what will happen. One of the ways lenders try...
Equity Converted to Cash – Taking Equity Out of Your Home
How Much Can You Borrow Against Your House? We bet there are few assets in your life that are likely worth hundreds of thousands of dollars. Your house is probably one of them. The more equity you've got, the more valuable your home is. Despite this, getting at that...
Bad Credit Mortgage Lending 101
A bad credit mortgage is any home loan that has been arranged where the borrower has less than perfect credit. Bad credit can mean debts in collections, a past or current bankruptcy, or a consumer proposal, or it can mean that your credit score has taken a hit for any...
Second Mortgage with Bad Credit – Be Approved
If you are a homeowner worried about a second mortgage with bad credit, the first thing to know is this: do not assume you will be turned down. Approval with the right lender is based mainly on the equity in your home, not on your credit score. If you own a property...
5 Things to Know about Private Second Mortgages
A private second mortgage can be a lifeline when the banks say no. It lets you borrow against the equity in your home through a private lender rather than a traditional bank, which means approval rests on your property, not your credit score or income. If a bank has...
Mortgage Broker In Toronto – How To Pick The Right One
Finding Your Best Mortgage Broker In Toronto - How To Choose One That's Right For You Toronto remains one of the hottest housing markets in the country. So it can sometimes be challenging to get the best deal possible on a home, especially if you are a first-time home...
Banks That Offer Home Equity Loans With Bad Credit
Bad Credit home equity loans can be offered by banks! Banks that offer home equity loans with bad credit exist, contrary to popular belief. They are not the traditional big banks that your mom and dad used to use. Banks that offer home equity loans with bad credit...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074