The TurnedAway.ca Mortgage Blog
Straight Answers for Homeowners the Banks Turned Away
For more than 20 years we have helped Canadian homeowners use their equity to stop foreclosure, clear tax debt, consolidate high-interest balances, and get approved when the bank said no. This is where we share what we have learned, in plain language, so you can make confident decisions about your home and your finances.
Get Approved Nowor call 1-855-668-3074
Browse by Topic
Find the guidance that fits your situation.
Home Equity Loans
Using the equity you have already built to access funds, even with bruised credit or non-traditional income.
Bad Credit Mortgages
How homeowners with low credit scores, missed payments, or collections still get approved.
Private Mortgages
When banks and B lenders say no, private lending can offer fast, equity-based solutions.
Second Mortgages
Borrow against your equity without touching your existing first mortgage or its rate.
Stop Foreclosure
Facing a power of sale or foreclosure? Learn the steps that can keep you in your home.
Debt Consolidation
Roll high-interest credit cards and loans into one manageable payment using home equity.
CRA Debt & Liens
Clear Canada Revenue Agency tax debt and remove liens before they threaten your home.
Property Tax Arrears
Behind on property taxes? Stop a tax sale and bring your account current with your equity.
Featured Guides
Our most useful reads for homeowners exploring their options.
Home Equity Loans in Canada: 2025 Housing Trends
Home equity loans in Canada are becoming an increasingly popular solution for homeowners looking for financial flexibility, especially as an alternative to traditional mortgage refinancing. In 2025, the Canadian housing market is undergoing substantial shifts that are...
The Future of Debt Relief: How AI Can Assist You in 2025
AI debt relief is changing how Canadians handle financial pressure when it piles up fast. Artificial intelligence quietly powers the budgeting apps, payment reminders, and spending trackers many people already use. But AI is a tool for getting organized, not a lender....
How to Resolve Writs and Liens: A Guide for Canadian Homeowners
If you've received notice of a writ or lien against your property, it can feel alarming—and confusing. What does it mean? Can you lose your home? And most importantly, how do you resolve it? The good news is that writs and liens, while serious, can almost always be...
Saving on a Tight Budget: A Step-by-Step Guide to Building an Emergency Fund
Did you know that almost half of Canadians are just $200 away from financial hardship if faced with an unexpected expense? For many people, especially those on tight budgets, building an emergency fund might feel like an impossible task. However, even small,...
Private Mortgage Options in Canada: The Power of Flexibility and Customization
Private Mortgage Options in Canada: The Power of Flexibility and Customization Private mortgage options in Canada have become an increasingly important solution for homeowners who cannot secure financing through traditional banks. According to FSRA's Annual Report,...
Budgeting 101 – How the 50-30-20 Rule Can Transform Your Finances
Did you know that over 60% of Canadians live paycheck to paycheck, struggling to manage essential expenses and unexpected costs? With financial stress at an all-time high, many Canadians are searching for simple, effective ways to take control of their money. The...
How Many Mortgages Can You Have in Canada?
Whether you're a real estate investor, a landlord, or a homeowner looking to buy a second property, one question comes up again and again: how many mortgages can you have in Canada? The short answer is that there is no legal limit on the number of mortgages you can...
How the U.S. Election Could Impact Canadian Homeowners: What You Need to Know
"When America sneezes, Canada catches a cold." This classic saying still holds today, especially when it comes to the economy. For Canadian homeowners, events in the United States—particularly an election—can create ripple effects that influence everything from...
Canada’s Economic Outlook: Preparing Your Finances for 2024
“Canada’s economy is predicted to rebound in the second half of 2024, but for many homeowners, financial challenges are already a reality.” That's according to recent forecasts, which suggest that after several turbulent quarters, things will start looking up. Yet,...
Turned Away by Your Bank? Let's Talk.
For more than 20 years we have helped Canadian homeowners get approved using their equity when the banks said no. There may be a solution for you too.
Get Approved Nowor call 1-855-668-3074