Considering Bankruptcy? If You Have Home Equity Read This First... If you feel like you've been drowning in debt, you may be considering bankruptcy. You may also be looking for a way to avoid bankruptcy. Fortunately, for homeowners, there may be a way to get out of...
How to Save Money for Retirement with an Equity Line of Credit Do you have or need an equity line of credit? February is almost over and it’s your last opportunity to invest in RRSPs for savings on your tax bill. You could increase your income tax refund and use some...
A New Mortgage Could Make Your Year Great! Whether you need to renew your existing mortgage, need a second mortgage, or are planning to purchase your first home - where you go for help makes a difference. Your next mortgage can be hard or it can be an easy application...
How Can a Home Equity Credit Line Help You Enjoy a Beach Vacation Over the Holidays? Are you overdue for a holiday? Is it your dream to take your family on a vacation before the year is over? A home equity credit line can help you escape to the beach. You can have a...
Do you want to know how to Get a Home Equity Line of Credit for People with Bad Credit? One of the greatest financial resources available to you is your house. It’s one of the most expensive assets that you own. And, if you’ve been making regular payments on your...
HELOC Rule Changes Have Not Made it Easier to Tap into Your Home Equity Over the last year, it’s become harder for Canadians to tap into their home equity. New mortgage rules, combined with higher interest rates, have made borrowing against home equity tougher. Many...
The Secret to Easy Home Loans - is Alternative Lenders If you've been turned away for a mortgage you know how tough it can be to get a home loan today. Many Canadians find it harder to qualify for loans because major bank's are conducting stress tests on mortgage...
Are You a Homeowner with Bad Credit Who has Been Turned Away for a Debt Consolidation Loan? For most people, there’s a pretty good chance that debt has been a problem at one time or another. Debt impacts so many people and homeowners are no exemption from this. No...
Do Banks Offer Bad Credit Home Equity Loans? Yes — some do! While many major banks have tightened their lending requirements under Canada’s new mortgage rules, there are still lenders willing to work with homeowners who have bruised or bad credit. If you're finding it...
Mortgage Stress Test - Not All Mortgages Are Subject to a Test Canada has some of the strictest mortgage lending rules around, and they’ve become increasingly strict since 2008 when a global financial crisis was precipitated in the United States. Over the course of...
Home equity loans in Canada are becoming an increasingly popular solution for homeowners looking for financial flexibility, especially as an alternative to traditional mortgage refinancing. In 2025, the Canadian housing market is undergoing substantial shifts that are...
Did you know that almost half of Canadians are just $200 away from financial hardship if faced with an unexpected expense? For many people, especially those on tight budgets, building an emergency fund might feel like an impossible task. However, even small,...
"Flexibility is the new stability." In today's unpredictable economic climate, it’s more than a clever phrase—it's a survival strategy for Canadian homeowners. The Canadian mortgage market has become more competitive and regulated, making it harder for many...