Considering an Early Mortgage Renewal? Paying off your home equity loan or mortgage within the term is standard. Yet, unforeseen emergencies might divert your funds, causing missed payments. The silver lining? Mortgage renewal options from banks or private lenders...
Private mortgage lenders vs banks: What's the difference? When you're buying a new home, you have to think about a lot of things. What neighborhood do you want to move to? How big of a home do you need? What style of house do you want? Once you finally find the home...
How to obtain a commercial mortgage to buy a commercial property. Are you looking to get into commercial real estate? Once you find the perfect property, the next step is to get a commercial mortgage. What if you already own commercial property? Can you take out a...
As a homeowner, it's important to know the difference between a home equity line of credit vs Cash Out Refinance. Owning your own home can be very rewarding in several different ways. The reassurance of coming home to the same place year after year. We can invest our...
How Do You Get Approved for a Mortgage When You Are Self-Employed? Can you own a house if you are self-employed? Mortgage lenders don't worry about where your money comes from. They just want to know that you can reasonably pay your mortgage payments on time. More...
The number of Canadians considering debt consolidation and seeking financial advice is on the rise. In Canada, personal debt has long been an issue for many. Before the Coronavirus pandemic threw the lives and financial security of countless people into turmoil, a...
Will high-risk mortgage lenders work with bad credit? Unfortunately, your credit score can play a large role in your life. Having a poor credit score can prove to be an obstacle that is considerably difficult to overcome. This is especially true when looking to...
In the following article, we'll be exploring the question, how does a home equity line of credit work? The acronym HELOC stands for a home equity line of credit. These financial instruments can be useful to homeowners who don't have emergency funds to handle key...
As a homeowner, there seems to always be something that needs fixing, replacing, or updating. Sometimes these things occur gradually, giving you the ability to save money to cover the cost. Other times, they happen without warning. When it happens without warning it...
Foreclosure is every homeowner's worst nightmare. Nearly five million Canadians have mortgages. 12,000 Canadians have mortgages in arrears, opening the possibility of foreclosure. It is important to understand your rights in foreclosure or power of sale. Failing to...
Property taxes are a necessary obligation for homeowners, funding vital municipal services such as schools, road maintenance, and emergency services. Falling behind on property taxes can lead to serious consequences, including foreclosure. While the timeline and...
Wage garnishments create serious financial challenges for Canadians. As of 2025, wage garnishments are increasing, with many households struggling to meet basic needs after deductions from their paychecks. According to recent studies, over 10% of working Canadians...
Debt can feel overwhelming, especially when financial challenges arise. In 2025, artificial intelligence (AI) is revolutionizing how individuals manage debt. According to a recent market report, the global AI-powered personal finance market is projected to grow by...